Updated Non-VBV/MSC BIN List for 2023 (2024)

Updated Non-VBV/MSC BIN List for 2023 (2)

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In the ever-evolving world of online transactions, staying ahead of the curve is essential for both consumers and businesses. One crucial aspect of online security and convenience is the use of credit cards. With the constant advancements in technology, credit card security measures are also continuously improving. One such advancement is the introduction of Verified by Visa (VBV) and Mastercard SecureCode (MSC) protocols. These security features add an extra layer of protection to online transactions, reducing the risk of fraud.

Updated Non-VBV/MSC BIN List for 2023 (3)

However, for some online shoppers and businesses, these security measures can sometimes be a hindrance. That’s where the Non-VBV/MSC BIN List comes into play. In this article, we will explore what Non-VBV/MSC BINs are and provide an updated list for 2023.Understanding BIN

Before we dive into the specifics, let’s clarify what BIN stands for. BIN stands for Bank Identification Number. It’s a unique 6-digit number assigned to every credit card. If you’re looking for this information, numerous websites can help you find it.

VBV, or Verified by Visa (also known as VBV/3D), represents an additional layer of online protection found on some debit or credit cards. These cards require the cardholder to confirm a transaction directly before authorizing payment. Confirmation methods can include phone calls, SMS messages, or email verification. This verification might involve entering a one-time password (OTP) or answering security questions, such as Social Security Number (SSN), parent or partner’s name, date of birth (DOB), or a password.

Non-VBV cards, in contrast, do not necessitate extra information, making them ideal for illicit activities due to their streamlined transaction process.

Updated Non-VBV/MSC BIN List for 2023 (4)

Similar to VBV, Mastercard credit cards also have an additional layer of protection called MSC, which stands for Mastercard Secure Code. MSC functions similarly to VBV in providing enhanced security.

In the world of carding, having a list of non-VBV BINS is only part of the equation. Carders are always on the lookout for methods to bypass OTP verification, which adds an extra layer of security to online transactions. Here’s a brief overview of the OTP bypass method:

Carders often use social engineering techniques to trick cardholders into revealing their OTP or security question answers. This can be done through phishing emails, fake customer service calls, or even SMS scams. By posing as a legitimate institution or service provider, fraudsters manipulate cardholders into providing the information needed to complete a transaction.

Updated Non-VBV/MSC BIN List for 2023 (5)

Now, let’s get to the heart of the matter: the list of non-VBV BINS for 2023. These BINs are particularly sought after by carders as they bypass VBV windows without requiring an OTP.

  1. Faster Transactions: Non-VBV/MSC BINs allow for swift and hassle-free online shopping experiences, making them ideal for businesses looking to streamline the payment process.
  2. Accessibility: They provide access to a broader range of customers who may not have VBV or MSC cards or prefer not to use them.
  3. Reduced Cart Abandonment: With fewer security steps, there is a lower chance of customers abandoning their shopping carts due to transaction difficulties.
  1. Lower Security: The primary drawback is the reduced security, which can lead to a higher risk of fraudulent transactions.
  2. Chargebacks: Businesses accepting Non-VBV/MSC BINs may face higher chargeback rates due to the increased likelihood of fraud.
  3. Limited Protection: Cardholders using these BINs have limited protection in case of unauthorized transactions.
Updated Non-VBV/MSC BIN List for 2023 (6)

Below is a curated list of non-VBV BINs that successfully bypass VBV security measures without requiring an OTP:

BIN: 426429

  • Provider: VISA
  • Issuer: Bank of America
  • Type: Credit
  • Subtype: Platinum
  • Issuing Country: USA

BIN: 480012

  • Provider: VISA
  • Issuer: Fia Card Services
  • Type: Credit
  • Subtype: Gold Premium
  • Issuing Country: USA

BIN: 486236

  • Provider: VISA
  • Issuer: Capital One Bank
  • Type: Credit
  • Subtype: Platinum
  • Issuing Country: USA

BIN: 441297

  • Provider: VISA
  • Issuer: First National Bank of Omaha
  • Type: Credit
  • Subtype: Platinum
  • Issuing Country: USA

BIN: 401398

  • Provider: VISA
  • Issuer: U.S. Bank National Association
  • Type: Credit
  • Subtype: Platinum
  • Issuing Country: USA

BIN: 431307

  • Provider: VISA
  • Issuer: Fia Card Services
  • Type: Credit
  • Subtype: Signature
  • Issuing Country: USA

BIN: 426428

  • Provider: VISA
  • Issuer: Fia Card Services
  • Type: Credit
  • Subtype: Platinum
  • Issuing Country: USA

BIN: 416621

  • Provider: VISA
  • Issuer: World Financial Network
  • Type: Credit
  • Subtype: Classic
  • Issuing Country: USA
Updated Non-VBV/MSC BIN List for 2023 (7)

Carding, with its evolving methods and ever-advancing security protocols, remains a persistent challenge in the digital age. Understanding the significance of BINs, VBV, MSC, and OTPs is crucial for both online shoppers and security professionals. While the list provided here may be informative, it is essential to emphasize that engaging in any form of card fraud is illegal and unethical. This information is meant for educational purposes only, and promoting or engaging in illegal activities is strongly discouraged.

These BINs are invaluable for those looking to engage in carding activities that require non-VBV cards.

Begin Your Darkweb Adventure — — — — — — — CLICK HERE
Secure Shopping on sudohackers.com — — — CLICK HERE
Follow the Path to Success — — — — — — — — — CLICK HERE
Learning carding online — — — — — — — — — — — -CLICK HERE
24/7 Support — — — — — — — — — — — — — — — — CLICK HERE

Updated Non-VBV/MSC BIN List for 2023 (8)

Are Non-VBV/MSC BINs legal to use?

  • Non-VBV/MSC BINs are not illegal, but their use may be subject to terms and conditions set by card issuers and local regulations. Always ensure compliance with applicable laws.

Do Non-VBV/MSC BINs guarantee 100% security?

  • No, Non-VBV/MSC BINs offer lower security compared to VBV and MSC cards. While they provide convenience, they also come with increased risks of fraud.

Can I accept Non-VBV/MSC payments for my online business?

  • Yes, you can choose to accept Non-VBV/MSC payments, but be aware of the potential risks, such as chargebacks and fraudulent transactions.

How can I find the latest Non-VBV/MSC

  • The availability of Non-VBV/MSC BINs can change frequently. Consider consulting with payment processing experts or online forums for updated lists.

What precautions should I take when using Non-VBV/MSC BINs?

  • When accepting payments with Non-VBV/MSC BINs, implement additional fraud prevention measures, monitor transactions closely, and stay informed about the latest security trends.
Updated Non-VBV/MSC BIN List for 2023 (9)

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Updated Non-VBV/MSC BIN List for 2023 (2024)

FAQs

Do debit cards have VbV? ›

Yes. This service was designed for both Visa credit and debit cards when shopping online.

What does VbV mean on a card? ›

Verified by Visa (or VbV) is an advanced anti-fraud tool Visa offers to businesses. Similar to Mastercard SecureCode, it requires an additional level of verification in the form of a passcode to prove only valid cardholders make purchases.

What is the VBV number? ›

Verified by Visa or VBV is a product offered by Visa in conjunction with the bank that has issued your card. VBV uses personal passwords or identity information to help protect Visa card numbers against unauthorized use. VBV is available for most Visa cards from participating financial institutions.

What debit card is untraceable? ›

Ezzocard virtual prepaid cards are likely to be the best choice for those who seek full anonymity, convenience of use and fast online accessibility and there are enough reasons. Firstly, you can purchase Ezzocard card products using anonymous payment methods including cryptocurrencies.

What are the 2 types of card verification? ›

Card Verification Value (CVV) and Card Verification Code (CVC) are security features embedded within the magnetic stripe or printed on the card.

What triggers VBV? ›

Here's how VBV operates: When you shop online, you enter your card details just like you would with any other payment system. But before the transaction is completed, VBV steps in. It triggers a security check that verifies your identity, usually by asking you to enter a password or answer security questions.

What is carding scamming? ›

Carding is the illegal practice of obtaining, trafficking, or using credit card information without authorization—often to purchase gift cards or prepaid cards. Carding contributes to identity theft, financial losses for individuals and businesses, and a wide range of other cybercrimes.

How are debit cards verified? ›

There are four main types of card verification: Online PIN: This method prompts the cardholder to enter their personal identification number (PIN) into the payment terminal or ATM, which is then encrypted and sent to the host (either the bank or processor) for an authorization request.

Do debit cards have CVV codes? ›

A CVV is a security code typically found on the back of your debit card on the signature panel. Locate it by flipping over your card and looking for the three or four-digit code on the back. Think of the CVV code as a way to authorize your purchases.

Do debit cards have security? ›

Smith points out that debit cards have a variety of security features, including a personal identification number (PIN). Only you should know your PIN; it's the most fundamental way to access the money in your checking or money market account.

Can hackers use your debit card? ›

Identity thieves can retrieve account data from your card's magnetic strip using a device called a skimmer, which they can stash in ATMs and store card readers. They can then use that data to produce counterfeit cards. EMV chip cards, which are replacing magnetic strip cards, can reduce this risk.

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